Were you or someone you know recently offered an early retirement incentive package?
They are becoming more and more popular. As big corporations begin to plan for the next generation of talent, they are rewarding their loyal and long-standing employees with an incentive to call it quits early. Sometimes it's a choice and sometimes it's forced - like some of the recent automotive industry layoffs:
Ford, for example, recently laid off over 7,000 salaried employees, per CNN.
Being involved in a large layoff can be uncomfortable. Your financial future is in limbo.
We can help. Horizon Advisers works with many automotive industry retirees/employees. We have an understanding of the benefit package you will receive.
We also work with many employees who were offered early retirement packages. In our financial planning software, we run each scenario and explain the outcome so that you can feel confident in the decision you make. Whether it's continuing to work or starting your next stage in retirement, we will be there for you.
How much income do I need to reach my retirement goals? Should I take a pension lump-sum? What do I do with a salary severance package? What happens to my old 401(k) or deferred compensation plan? What about health insurance?
We are offering complimentary financial reviews that will help you make the most out of all the big decisions you have coming up. This review will offer clarity to your situation and make the decision making process more educated. These are big decisions that take careful thought.
If you are interested in a complimentary consultation, please contact us below. It's time for you to feel confident in the financial decision you are making.
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